Tools
Run the numbers.
Quick, in-browser DSCR calculators. For the full debt-service calculator, the hub at getmydscr.com has it.
- DSCR Ratio Quick-Check
Rent ÷ PITIA. See if the property clears 1.0.
- PITIA Quick Calculator
Build the full monthly payment from your inputs.
- Rent-to-Price Ratio
Monthly rent vs. purchase price — the 1% test.
- DSCR Eligibility Pre-Screen
A quick yes / maybe / no decision tree.
- Reserves Requirement Estimator
How many months of PITIA to set aside.
- Cash-Out Seasoning Timer
When your cash-out refi clears seasoning.
- Down Payment & LTV
Down payment and loan amount at any LTV.
Get a straight answer on your scenario
Tell us the deal. A licensed Q Mortgage advisor replies with whether it qualifies and what it takes — no obligation.
- No credit pull to ask
- Investor scenarios only — DSCR focus
- Texas licensed; national educational resource